Legal Disclaimer
The following disclaimer applies to all services and programs offered by Luxurious Lifestyle Always by Lauren Keller, including but not limited to our CPN Programs, Credit Repair Services, Fresh Start Credit Profile, Authorized User Tradelines, Move-In Concierge, and all related consulting and educational services.
These programs are not intended to be used as a method of defrauding banks, creditors, or any other organization that requires your social security number as identification. These programs are not a method to avoid paying your existing or future debts. If you created the debt, you are responsible to repay that debt. We will not support, facilitate, nor condone any fraudulent activity. The information provided is for informational purposes only and for you to use at your own risk. We are not lawyers or any legal services. We have a no-refund policy because of the work required to provide you with the information.
Luxurious Lifestyle Always by Lauren Keller has posted this message in plain sight so consumers can be aware: CPNs are defined as any 9-digit number which can be used for credit, such as an SSN, ITIN, TIN, or EIN. It is very clear that the largest warehouser of converted 9-digit government-issued numbers, such as ITIN, TIN, SSN, and EIN, are in fact found throughout the banking world and within the banks' databases, attached to credit and loan folders legally originated by these same banks.
It is our statement that Luxurious Lifestyle Always by Lauren Keller is not engaging in any prohibited business activities, including but not limited to: (A) representing that consumers can alter their identifying information to conceal adverse credit information using EINs, TINs, or alternative Social Security Numbers; (B) representing that building a new credit record using an EIN, TIN, or alternate Social Security Number instead of a consumer's own Social Security Number is legal; (C) misrepresenting any material fact concerning the ability of our products or services to perform any credit-related function, including improving credit reports, consolidating debt, or obtaining any extension of credit; (D) misrepresenting any fact material to a consumer's decision to purchase our products or services; (E) representing that consumers can alter their identifying information using Dun & Bradstreet Numbers (DBNs), EINs, TINs, or alternative Social Security Numbers to conceal adverse credit information; (F) representing that building a new credit record using a DBN, EIN, TIN, or alternate Social Security Number is legal; (G) misrepresenting any material fact concerning our ability to improve credit reports, consolidate debt, or arrange any extension of credit; or (H) misrepresenting any fact material to a consumer's decision to purchase our products or services.
Serving clients nationwide since 2018.
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